Your peace of mind is our goal.

We understand the overwhelming burden debt can be on you and your loved ones, and we are committed to helping you reach that financial peace in the most feasible way possible.

Our values set the standard.

We operate based on our values of faith, integrity, trust, service, kindness, and compassion. These six pillars are modeled after our Christian faith-based foundation that has set us apart for 4 decades.


Years of service

2.5 Million

Consumers Served Annually


Clients Served Annually

$2 Billion

Revenue Processed Annually

Our expertise lies in an in-depth understanding of the industry.

Our ACA Certified team has mastered the science of healthcare collections. Serving consumers with respect and compassion allows for the successful resolution of past-due debt. Our team manages simultaneous in-bound and out-bound calls on behalf of our clients every minute with an A+ rating with the BBB. North American Credit Services operates within the Fair Debt Collections Practices Act (FDCPA), the Consumer Financial Protection Bureau (CFPB), the Consumer Protection Act (CPA), and all state and federal laws relating to the services we provide.

Our continuing goal is to serve clients with the best in the industry.  Our team of onsite SQL developers customizes each feature of our technology and provides adaptive solutions to meet client needs as their business model responds to market and industry best practices and regulations.

Our clients see the difference.

As an organization, NACS has been some of the best folks I have ever worked with. The response ‘No, we can’t do that’ is not in their vocabulary.  Anytime I’ve asked for something they have said ‘Yes, I believe we can do that!’  It has been great to have partners who will go the extra mile to provide the tools we need to do our work.


We strive to be real partners.

I have come to view NACS not only as a vendor and collection agency, but a true corporate partner who makes every effort to be a leader in their industry and maintain cutting edge approach to how they do business.  I also very much appreciate their support of our mission through philanthropic efforts.

Kelly CFO

We’re committed to genuine service.

I am continually amazed at the professionalism, customer driven approach and quality outcomes NACS brings to their clients. Collections is a tough business, but NACS has been able to outperform its competitors while maintaining the Christian Mission of our organization.

Mel VP

Culture & Community

We recognize the importance of caring for our employees and our community as equally as we care for our clients and consumers alike.

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Career Opportunities

Our endeavor to remain on the cutting edge of industry developments to offer the best service possible means a fast-paced and challenging work environment with opportunity for growth, benefits and much more.

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