Chattanooga, TN (April 2012) - With the economy sputtering around the nation and many Tennessee area residents facing the threat of debt collection, consumers need reliable information on their rights. Today North American Credit Services (NACS) announces an invaluable, free and confidential resource called AskDoctorDebt.org to answer consumer questions, provide information and resources when contacted by a debt collector.

Consumer debt now tops $2.45 trillion (an average credit card debt per household of more than $16,007). Every day more people in debt face the likelihood of debt collection activity. "Chattanooga consumers shouldn't avoid debt collectors or dismiss being contacted as a scam without verifying it first. Avoiding the debt collector won't make the debt go away. The vast majority of debt collection activity is legitimate and it's imperative to address a debt collection inquiry head-on," said Dallas S. Bunton, Sr. CEO and Chairman of NACS and Medical Services of Chattanooga. "AskDoctorDebt.org was created to help ensure consumers can easily find helpful, straightforward and reliable information about their debt concerns."

A project of the ACA International Education Foundation, a 501 (C)(3) non-profit organization founded in 1995 focused on increasing consumer financial literacy, AskDoctorDebt.org is available in both English and Spanish. Visitors are not asked to register, provide any personal information or required to pay to use. "With the multitude of scams and misleading or false information easily available at the click of a mouse, the aim of AskDoctorDebt.org is to provide consumers with a tool they can trust," said Bunton.

About ACA International

ACA International, the Association of Credit and Collection Professionals, is the comprehensive, knowledge-based resource for success in the credit and collection industry. Founded in 1939, ACA brings together more than 5,000 members in the United States and abroad, including third-party collection agencies, asset buyers, attorneys, creditors and vendor affiliates. ACA International establishes ethical standards, produces a wide variety of products, services and publications, and articulates the value of the credit and collection industry to businesses, policymakers and consumers.

For more information about ACA International, visit www.acainternational.org.


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